ACI’s ACI Acquirer now comes with “greater
support  for US taxation requirements, enhanced interchange
fee processing and expanded features for merchant settlement delay
and deposit reserves”.

The payments solution provider has upgraded
its existing merchant account management system to meet new
regulatory changes and requirements in the US.

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“The US remains a very competitive and dynamic
merchant acquiring market, subject to a number of essential
regulatory requirements and changes in operating conditions,” said
David Morem, executive vice-president, Global Products and
Maintenance, ACI Worldwide.

He added that the new version of ACI Acquirer,
as well as a another recent upgrade of its card clearing system ACI
Interchange, responds to a “need” among merchant acquirers to have
flexibility in pricing while at the same time staying
competitive.

Besides supporting tax calculation and
reporting obligations, ACI Acquirer also supports improved
interchange fee processing and other advanced features.

Other key features of the ACI Acquirer system
include:

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  • Compliance with NACHA payment file formats and industry
    compliance mandates;
  • Flexibility to create individual merchant programmes;
  • Card transaction clearing and settlement support for
    Discover.

ACI’s distribution network of its ACI Issuer,
ACI Acquirer and ACI Interchange solutions spans 70 clients in
North America, Europe and Asia.