AI: better user experience and security for the financial sector
For over 50 years, a password and a username have been the fundamental and largely unchanged model for identifying and verifying users -…
Why the Woolard Review could be a real game-changer
Christopher Woolard’s review of change and innovation and the unsecured credit market is in part a ‘point-in-time’ look at current issues in the credit market, with regulating buy-now-pay-later grabbing the headlines as something…
25 Feb 2021
Covid-19 impacts orthodox credit risk assessment
The generic assumptions underpinning traditional risk assessment – often barely fit for purpose as it is – have been further undermined by Covid. Credit risk in particular requires a significant…
24 Feb 2021
Mercado Pago shakes up Latin American cards market as uncertainty looms
Latin America’s credit card market has a new, fierce competitor in Mercado Pago, writes Ivan Castano Mercado Pago, the payments division of e-commerce giant Mercado Libre, recently obtained a banking…
23 Feb 2021
Loyalty and Covid: reward programmes will live to fight another day
Rewards programmes have been threatened by Covid but the pandemic also represents an opportunity for banks and card issuers to redefine loyalty as a key part of their marketing mix,…
23 Feb 2021
Amex: 2021 will be the year open banking goes mainstream
It has been three years since the implementation of Open Banking in the UK. Since then, the sector has embraced bank and fintech partnerships in way that has not been…
01 Feb 2021
Amex: Why it pays for merchants to be switched onto SCA
2021 has ushered in a new dawn for payment security. Judy Nguyen, Vice President of Network Product Development & Management, American Express, writes Strong Customer Authentication (SCA) – as required…
18 Jan 2021