Curve, the card consolidation smart card and app, has launched Curve Cash which gives 1% instant cashback to customers.

Customers will receive an additional instant 1% cashback on top of existing reward schemes at over 60 high street brands. Participating firms include Amazon, Apple, Sainsbury’s, Waitrose, TfL, Uber, Gett, Spotify, and Netflix. Curve Cash also gives users the freedom to spend the rewards wherever Mastercard is accepted.

Funds are added to a separate Curve Cash cash in the in-app Curve wallet. Following this, purchases can be made with the Curve card.

The rewards are offered to customers in three segments:

  • Curve Blue customers receive 1% instant Curve Cash for 90 days and a choice of up to three retailers;
  • Curve Black has the same but for an unlimited time, and
  • Curve Metal at 1% instant Curve Cash for an unlimited time but can choose up to six retailers.

“Curve cash introduces a whole new experience around Curve, rewarding our customers with instant 1% Curve Cash that they can use anywhere Mastercard is accepted” said Diego Rivas, product lead at Curve.

“The launch of Curve Cash is just one example of the many ways Curve simplifies people’s finances, constantly delighting them by combining all their debit and credit cards into one and rewarding them with cash they can spend instantly.”

Curve recently offered customer protection which now covers claims within one working day on eligible purchases of up to £100,000.

The Curve customer protection policy covers all credit and debit card payments made via the Curve card. This gives cardholders an extra layer of protection for disputes with merchants. The Mastercard chargeback scheme, which previously covered Curve card payments, continues to apply to transactions of more than £100,000.

Under the new policy, claims can be made within 120-days. This applies when cardholders use their Curve card and goods or services are not received, defective or not as described.

It also covers eligible purchases when goods prove to be counterfeit and when a promised refund is not completed.

For more on Curve and this product, click here for an interview with the firm’s CEO.